And it's perfectly legal, but completely unfair. And when the amount of own funds is not enough, in this case people suffering from creditmany, begin to contact the banking organization. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing.
It is not surprising that modern abundance of goods and services directly presses on the brain of those who lived in the Soviet Union, forcing them to commit and make a purchase. However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing.
In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies. Of course, it all seems quite logical – they don't have enough money, so they try to get loans. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. For example, if the Bank unilaterally amended the contract. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. Minors are considered children up to 14 years. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians.